
Comprehensive Insurance covers you and your vehicle against financial damages that may occur due to fire, theft, attempted theft, natural disasters, and accidents. With optional additional coverages, it also compensates for any damage that may happen to your vehicle and bodily injuries to the driver and passengers caused by an accident, as well as any third-party damages exceeding the limits of the compulsory traffic insurance.
What Does Comprehensive Insurance Cover?
✅ Collision and Impact:
Covers damages to your vehicle in traffic accidents.
✅ Fire Coverage:
Covers damages caused by fire, explosion, or burning of the vehicle.
✅ Theft Coverage:
Provides coverage for damages arising from the theft or attempted theft of the vehicle or its parts.
✅ Natural Disasters:
Covers damages resulting from floods, hail, earthquakes, storms, and other natural events.
✅ Malicious Acts (Vandalism):
Provides protection against intentional damage attempts by third parties.
Optional Coverages That Can Be Added to the Policy
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Replacement Vehicle Coverage
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Mini Repair Services (for minor damages like scratches and dents)
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Personal Belongings Coverage (for loss or theft of items inside the vehicle)
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Personal Accident Coverage (treatment expenses or death compensation for vehicle occupants)
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International Coverage (ensures your vehicle is protected abroad)
Why Is Comprehensive Insurance Important?
While traffic insurance only covers the other party’s damages, comprehensive insurance protects your vehicle and your finances.
Considering rising parts and repair costs, having insurance cover repair expenses offers a serious advantage in the event of an accident.
It prevents loss of value in your vehicle and offers both driving safety and financial assurance.
What Is Corporate (Fleet) Comprehensive Insurance?
Corporate insurance is designed specifically for company vehicle fleets and offers collective coverage advantages. Vehicles can be insured under a single policy or with fleet-based policies at favorable premiums.
What We Offer Under Fleet Insurance
✔ Extended Coverage Against All Risks:
Includes all basic coverages such as collision, theft, fire, natural disasters, vandalism, and third-party damages.
✔ Corporate Discount Advantages:
Special discounted premiums and more flexible policy conditions based on fleet size.
✔ Fleet Management and Claims Monitoring:
As FT Insurance, we provide damage tracking and reporting services to our corporate clients. All damage and policy processes are monitored through a centralized system.
✔ Replacement Vehicle and Special Assistance Services:
In case of a breakdown of a fleet vehicle, replacement vehicles and rapid assistance services ensure business operations continue smoothly.
✔ Customized Policy Design:
Tailored comprehensive insurance solutions for leased vehicles and vehicles used for commercial purposes (e.g., delivery or field service vehicles), designed on a project or operational lease basis.
Why Choose Fleet Insurance?
It ensures your company fleet operates without interruption from incidents such as accidents, theft, or damage.
Prolonged downtime of fleet vehicles can lead to operational losses in your workflow. Comprehensive insurance helps prevent such losses.
Protects your investment and maintains the resale value of your vehicles.
Reduces operational costs and preserves cash flow.