What is Traffic Insurance?
Traffic insurance is a legally mandatory type of insurance for motor vehicles operating on roads, covering material and bodily damages caused to third parties in accidents. In case of an accident involving your vehicle, it provides coverage for the property, vehicle, and bodily damages of the other party.

According to the Turkish Traffic Law, every vehicle on the road is required to have this insurance.

Coverage and Guarantees
✅ Material Damage Coverage:
Covers material damages to the other party's vehicle or belongings when you are at fault in an accident.

✅ Bodily Injuries (Medical Expenses and Permanent Disability):
Covers medical treatment expenses and disability compensation for bodily injuries to the other party and/or their passengers.

✅ Death Compensation:
In the event of a fatality caused to the other party, it ensures compensation is paid to their legal heirs.

✅ Depreciation Coverage:
Covers the loss in second-hand market value of the other party’s vehicle resulting from the accident.

✅ Towing and Recovery:
Costs of towing and removing the vehicles involved in the accident from the scene may also be covered under traffic insurance.

Why Should You Get Traffic Insurance?
It is a legal obligation; failure to have it may result in fines and the vehicle being banned from traffic.
It protects you from costly compensation claims and legal proceedings.
It ensures you fulfill your legal responsibilities toward third parties in traffic.