What is Foreign Health Insurance?
Foreign health insurance is a mandatory type of insurance for foreign nationals who plan to reside in Turkey for more than one year. It is required for foreign guests who do not hold Turkish citizenship to obtain a residence or residence permit in Turkey. This insurance provides comprehensive coverage such as outpatient and inpatient treatment. Foreign health insurance is a necessary document to obtain a residence permit in accordance with Turkish regulations.

Is Foreign Health Insurance Mandatory?
Yes, foreign health insurance is mandatory for foreign nationals who plan to reside in Turkey for more than one year. It is a legal requirement for foreigners to live in Turkey. This requirement does not apply to Turkish citizens, but it is necessary for other foreign nationals when applying for a residence permit. Those who will stay in Turkey for less than one year may opt for alternatives like travel insurance.

Who Can Benefit from Foreign Health Insurance?
Foreign nationals who want to live and work in Turkey can get foreign health insurance. Application conditions may vary depending on the insurance provider. For example, some companies offer insurance for foreigners aged between 0-65. To get a quote or apply, it's advisable to contact insurance companies directly.

Is It Mandatory for Foreigners Married to Turkish Citizens?
If a foreign national is married to a Turkish citizen and the Turkish spouse is covered under SGK (Social Security Institution), the foreigner is not required to have foreign health insurance. However, if the spouse is not covered under SGK, the foreigner must obtain foreign health insurance to reside in Turkey.

What Does Foreign Health Insurance Cover?

Outpatient Coverage:

• Doctor consultations

• Laboratory tests and diagnostics

• Medications

• Physical therapy

Inpatient Coverage:

• Surgeries

• Hospital stay expenses

• Chemotherapy and radiotherapy

• Dialysis

• Prosthetic limb expenses

Coverage is valid for the duration of the policy, typically one year. At the end of the policy term, foreign nationals who continue to reside in Turkey can renew their insurance.